When timing is the deal, a bridge loan is the tool. Short-term, asset-based, and structured to close fast — so you can move while everyone else is still waiting for underwriting.
Every program is built for a specific borrower. Here’s where this one tends to be the right call.
You’ve found the right property but haven’t closed on the sale of your current one. A bridge loan funds the purchase now — you repay it when your existing home sells.
Off-market deal, auction, distressed sale — the seller wants certainty and speed. A bridge loan closes in days and gives you the credibility of a cash-equivalent buyer.
Your current loan is maturing, your refinance isn’t done, or you’re repositioning a property. A bridge keeps the asset funded while your long-term strategy comes together.
One point of contact, start to finish. Here’s what working with Manor looks like.
Bridge loans are bespoke — lenders want to understand the full picture: what you’re buying, what the exit is, and what timeline you’re working with. Your loan officer structures the term sheet around your specific transaction.
Property appraisal or broker price opinion, depending on lender and loan size. Underwriting focuses on LTV and exit viability — income docs are typically not required.
Bridge loans close in 7–14 days for most scenarios. Your loan officer coordinates title, escrow, and lender simultaneously to compress the timeline.
Bridge loans are repaid through sale of the bridged property, a long-term refinance, or return of capital from the exit transaction. Exit strategy is documented at origination so there are no surprises.
Tell your loan officer what you’re buying, the timeline, and the exit. A term sheet can be in your hands the same day.
Expect a response within one business day. Or reach out directly at dru@manorhomes.co
Every program is built for a different scenario. Browse the others below.